Est. 2005 · Melbourne, Australia

Your Trusted Mortgage Broker

Access to 20+ banks and financial institutions. We find the right loan for your situation — homes, investments, commercial properties, and more.

20+

Years of experience in Australian finance

20+

Banks and lending institutions on our panel

97%

Maximum LVR available for eligible borrowers

6

Loan categories covered end-to-end

What We Offer

Our Services

Comprehensive mortgage solutions tailored to your financial goals — from your first home to your next investment.

🏠

Home Loan

Variable, fixed, and split options for owner-occupiers and investors. LVR up to 97% for eligible borrowers.

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🏢

Commercial Loan

Tailored financing for commercial real estate purchases, refinancing, and portfolio expansion.

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🚗

Car Loan

Competitive car financing for personal and business vehicles, with flexible repayment terms.

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🌏

Overseas Income Loan

Specialist solutions for borrowers earning income overseas who wish to purchase property in Australia.

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🏗️

Construction Loan

Progressive drawdown loans designed for new builds and major renovations, with interest-only during construction.

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🏦

SMSF Loan

Borrow inside your Self-Managed Super Fund to purchase residential or commercial investment property under an LRBA structure.

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Why Further Finance Group

Built on Care, Delivery & Creation

01

Care

We put your interests first. Every recommendation is based on your unique financial situation, goals, and timeline.

02

Deliver

We execute efficiently and on time. From first enquiry to settlement, we keep you informed at every step.

03

Create

We go beyond the obvious. Our brokers find creative structures that maximise your borrowing power and minimise cost.

How It Works

Our 7-Step Process

A clear, straightforward path from first contact to loan settlement.

1

Contact & Appointment

Reach out to book a free initial consultation with one of our brokers.

2

Assess Serviceability

We review your income, expenses, and financial position to determine your borrowing capacity.

3

Collect Documents

We guide you through gathering all documents required for your application.

4

Pre-Approval

We submit for conditional approval so you can search for property with confidence.

5

Contract Signed

Once you find your property and sign the contract, we proceed to formal application.

6

Unconditional Approval

The lender formally approves your loan — you're cleared to proceed to settlement.

7

Loan Settlement

Funds are released, property ownership transfered, and your loan begins. Your new property settled! Congratulations!

Current Rates

Indicative Bank Rates

Variable owner-occupier rates (P&I) from Australia's major banks. Rates are indicative — contact us for a personalised comparison.

Bank Variable P&I Fixed 1 yr Fixed 2 yr Fixed 3 yr Comparison Rate
Commonwealth Bank 6.17% p.a. 5.99% p.a. 5.89% p.a. 5.99% p.a. 6.20% p.a.
ANZ 6.14% p.a. 5.89% p.a. 5.79% p.a. 5.89% p.a. 6.17% p.a.
NAB 6.19% p.a. 5.99% p.a. 5.89% p.a. 5.99% p.a. 6.22% p.a.
Westpac 6.19% p.a. 6.09% p.a. 5.99% p.a. 6.09% p.a. 6.23% p.a.

ⓘ Rates shown are indicative only and subject to change. Last updated April 2026. Comparison rates are based on a $150,000 loan over 25 years. View full rate table →

View All Rates
Client Reviews

What Our Clients Say

Real feedback from borrowers we've helped find the right loan.

★★★★★

"Further Finance Group found us a rate we couldn't match anywhere else. The whole process was seamless and they kept us informed at every step. Couldn't recommend them more highly."

ST
Sarah T.
Box Hill VIC · Home Loan
★★★★★

"We refinanced two investment properties through Further Finance Group and saved significantly on interest. Their team handled all the paperwork and made everything stress-free."

ML
Michael L.
Doncaster VIC · Investment Loan
★★★★★

"Working overseas, I thought getting an Australian mortgage would be complicated. Further Finance Group knew exactly what was needed and got my loan approved quickly and smoothly."

JC
Jenny C.
Glen Waverley VIC · Overseas Income Loan

Ready to Find Your Best Loan?

Talk to a Further Finance Group broker today. No obligation, no cost — just expert advice tailored to you.

Book a Free Consultation