Specialist solutions for borrowers earning income abroad who wish to purchase or refinance property in Australia.
Many Australian residents and citizens working abroad want to maintain a property foothold in Australia. Standard lenders often struggle to assess overseas income — but specialist lenders on our panel have clear policies designed for this exact scenario.
We guide you through the documentation requirements, currency conversion rules, and lender selection to maximise your chances of approval at the best possible rate.
Talk to a SpecialistForeign income accepted — including USD, CNY, SGD, HKD, GBP, EUR and more.
PAYG & self-employed — documented and low-doc options available for eligible borrowers.
Australian citizens & PR holders — living and working abroad.
Owner-occupier & investment — purchase or refinance residential properties.
LVR up to 80% — for eligible overseas income borrowers.
Currency shading explained — we clarify how lenders apply income haircuts and how to present your income effectively.
Australian professionals working in Singapore, Hong Kong, China, Japan or elsewhere who want to maintain or build a property base back home.
Borrowers who split time between Australia and overseas, earning income in multiple currencies.
Australian citizens abroad buying investment properties to build wealth or as a future home base.
Our team has helped many overseas income borrowers secure Australian property finance. Let's see what's possible for you.
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