Finance for new builds and major renovations — with progressive drawdowns and interest-only payments during the build phase.
A construction loan works differently from a standard home loan. Instead of receiving funds in one lump sum, money is released in stages as your build progresses — and you only pay interest on what's been drawn down.
Getting the right construction loan structure is critical. We help you understand the draw schedule, council requirements, and how to transition to a standard home loan once construction is complete.
Talk to a BrokerProgressive drawdowns — funds released at each stage of construction.
Interest-only during build — keep repayments low while construction is underway.
New builds & major renovations — owner-occupier and investment properties.
Land & construction packages — finance the land purchase and build in one facility.
Knockdown & rebuild — demolish and replace an existing property.
Conversion to home loan — smooth transition to a standard P&I loan on completion.
First drawdown released after the slab is laid.
Funds released once the frame is complete and inspected.
Windows, doors, and roof — building is now secure.
Internal fit-out, plumbing, and electrical complete.
Final drawdown on practical completion. Loan converts to P&I.
Start with the right finance structure. We'll guide you through every stage of the construction loan process.
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